Who is to blame? Airport authorities at each end of the flight are blaming each other.... where do they turn for help?
They claim that gold jewelery, mobile phones, expensive cosmetics and clothing were gone.
When they reached their destination, they found the locks on seven suitcases broken open and the contents looted.
Airline authorities told us it is the responsibility of the airport authorities, though they didn't know which airport," he said. Each airport authority is blaming each other and not taking the responsibility... of even offering to help.
What can you do to protect yourself if your baggage is stolen or the some of the contents are lost or damaged?
Is Luggage Insurance Needed?
Luggage insurance is included in most comprehensive policies, but it's rare to buy it separately. Luggage insurance puts a finite cap on reimbursement for such items as jewelry, glasses, personal electronics and cameras ...read the fine print.
If you're checking your luggage for a flight, it's usually covered by the airline (generally this has a limit of $600 to $3,000. If you have valuable luggage, you can buy supplemental "excess valuation" insurance directly from the airline.
Homeowners' insurance may cover some of your loss... you may need supplemental insurance if you are traveling out of the country. This is generally the least expensive option and you'll have coverage even after your trip.
Extra luggage insurance will cover the deductibles and items excluded from your homeowners' policy. Double-check the particulars with your agent.
Coverage for Baggage Insurance purchased through World Travel Center:
Baggage/Personal Effects: The Insurer will reimburse You up
to the maximum shown on the Schedule of Coverage and
Services for loss, theft, or damage to Baggage and personal
effects. The Insurer will pay the lesser of the following: Actual
Cash Value at the time of the loss, less depreciation as
determined by the Insurer, or the cost of repair or replacement.
There is a limit of $250 per article. There will also be a
combined maximum limit of $500 for the following: jewelry;
watches and cameras, including related equipment; articles
consisting in whole or in part of silver, gold, or platinum; furs
and articles trimmed with or made mostly of fur.
The Insurer will also reimburse You for charges and interest
incurred due to unauthorized use of Your credit cards if such
use occurs during Your Trip and if You have complied with all
credit card conditions imposed by the credit card companies.
The Insurer will reimburse You for fees associated with the
replacement of Your passport during Your Trip. Receipts are
required for reimbursement.
Baggage Delay (Outward Journey Only): The Insurer will
reimburse You for expenses for necessary personal effects, up
to the maximum shown in the Schedule of Coverage and
Services, if Your checked Baggage is delayed or misdirected
by Common Carrier for more than 24 hours from the time You
arrive at the destination stated on the ticket, except travel to
final destination or Your place of residence. You must be a
ticketed passenger of a Common Carrier.
Check Out Your Cost For Luggage Insuranceto the maximum shown on the Schedule of Coverage and
Services for loss, theft, or damage to Baggage and personal
effects. The Insurer will pay the lesser of the following: Actual
Cash Value at the time of the loss, less depreciation as
determined by the Insurer, or the cost of repair or replacement.
There is a limit of $250 per article. There will also be a
combined maximum limit of $500 for the following: jewelry;
watches and cameras, including related equipment; articles
consisting in whole or in part of silver, gold, or platinum; furs
and articles trimmed with or made mostly of fur.
The Insurer will also reimburse You for charges and interest
incurred due to unauthorized use of Your credit cards if such
use occurs during Your Trip and if You have complied with all
credit card conditions imposed by the credit card companies.
The Insurer will reimburse You for fees associated with the
replacement of Your passport during Your Trip. Receipts are
required for reimbursement.
Baggage Delay (Outward Journey Only): The Insurer will
reimburse You for expenses for necessary personal effects, up
to the maximum shown in the Schedule of Coverage and
Services, if Your checked Baggage is delayed or misdirected
by Common Carrier for more than 24 hours from the time You
arrive at the destination stated on the ticket, except travel to
final destination or Your place of residence. You must be a
ticketed passenger of a Common Carrier.
